The standard age for starting Canada Pension Plan retirement benefits is 65. However, you can take a reduced benefit as early as age 60 or receive larger benefits by waiting as long as age 70.This calculator offers a rough estimate of whether to it makes sense to take CPP early, at 65 or delay. A lot has to do with your expected lifespan. Consider your own health, your family history and try one or two of the many online lifespan calculators available. Also, this calculator relies on the latest estimate of your CPP entitlement. Your actual CPP retirement benefit could vary, depending on when you retire and whether your earnings between now and your retirement date rise or fall.